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I just put liability insurance on my 1980 xs and it is $2.71 a month. Is this really low? Things have changed since I was single 18 and riding a 1996 nighthawk 750. It was around 600 a year. I'm using State Farm
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1980 XS1100G
Tulsa, OK -
Mine is around 5 a month or 60 a year.Eric (South of Greensboro, NC)
82 XJ1100 "Echos" Mostly Stock
Matthew 4:19 "Follow me and I will make you fishers of men" -
I pay $28.44/mo, but I have full coverage and rodside assistance.
Here's my annual breakdown...
BODILY INJURY & PROPERTY DAMAGE LIABILITY $116.00
BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
UNINSURED MOTORIST $79.00
$50,000 EACH PERSON - $100,000 EACH ACCIDENT
UNDERINSURED MOTORIST $31.00
$50,000 EACH PERSON - $100,000 EACH ACCIDENT
COMPREHENSIVE $100 DED AGREED VALUE $45.00
AGREED VALUE $1,000
COLLISION $100 DED AGREED VALUE $74.00
AGREED VALUE $1,000
ROADSIDE ASSISTANCE $10.00
Total: $355/year1980 XS850SG - Sold
1981 XS1100LH Midnight Special (Sold) - purchased 9/29/08
Fully Vetterized and Dynojet Kit added, Heated Grips, Truck-Lite LED headlight, Accel Coils, Irridium plugs, TKAT Fork Brace, XS850LH Final Drive & Black SS Brake lines from Chacal.
Here's my web page devoted to my bike! XS/XJ User's Manuals there, and the XJ1100 Service Manual and both XS1100 Service manuals (free download!).
Whether you think you can, or you think you cannot - You're right.
-H. FordComment
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wow mine is $95 every 6 months for liability....wtf am I doing wrong?
33 and good credit as well!Comment
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I pay about 15 bucks a month but I cranked the medical coverage as high as it would go....like 1,000,000 per person per accident or something like that1979 xs1100 Special -
Stock air box/K&N Filter, MAC 4-2 exhaust, Bad-Boy Air horn, TC fuse box, Windshield, Soft bags, Vetter Fairing, Blinkers->Run/Turn/Brake Lights, Headlight Modulator, hard wire GPS power
Short Stack - 1981 xs1100 Standard - lowered for SWMBO.
My Bike:Originally posted by fredintoon
[link is broken]Comment
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Insurance Cost
Well guys, I assume all of you are in the USA without even looking at where you are from just by your insurance rates! I live here in Canada and I'm actually an Insurance Broker here. I do the Commercial Liability and Property side of things. I can tell you though that here in Canada it is quite a different story for bike Insurance. I have my 1980 XS1100 Special Insured with no collision and no Comp coverage and I pay $50 per month with a 9 year clean record!!! We envy you guys down there in the USA with your rates as they seem low compared to ours!!!! I know it's all relative but we always get "raped" by these Insurers whether here in Canada or the USA!
As a Broker for 20 years, I can tell you that the Insurers are always screaming about losing money in Auto related risks. What they fail to tell us as the public is that they make millions on the property and Liability side!! Like the banks, when they say they've had a bad year it's because they only made 100 million instead of 200 million!! Well, that's my two pennies worth!!
Cam
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State of Florida... insurance optional. $0 per year.2H7 (79) owned since '89
3H3 owned since '06
"If it ain't broke, modify it"
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Are you kidding me?? I thought the insurance had us ALL by the short hairs? You have to have it here... they just won't pay when you need them. At least Farmers won't.insurance optional. $0 per year.
State Farm... $75 a year liability, no tickets or accidents. (Yeah.. surprises me too... )
TodTry your hardest to be the kind of person your dog thinks you are.
You can live to be 100, as long as you give up everything that would make you want to live to be 100!
Current bikes:
'06 Suzuki DR650
*'82 XJ1100 with the 1179 kit. "Mad Maxim"
'82 XJ1100 Completely stock fixer-upper
'82 XJ1100 Bagger fixer-upper
'82 XJ1100 Motor/frame and lots of boxes of parts
'82 XJ1100 Parts bike
'81 XS1100 Special
'81 YZ250
'80 XS850 Special
'80 XR100
*Crashed/Totalled, still ownComment
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Insurance Optional
Actually, it's optional here in Canada too! If they pull you over and catch you without it they even throw in a free ride to jail!!!! Includes a sandwich in the evening and Oatmeal and stale bread in the morning!! The coffee's always fresh though!! And the best news of all.....they'll refinish your bike with asphalt on one side or the other!!
Sorry, it's late, guess I'm getting punchy, or had too much to drink!!??
CamComment
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HAHA that's nice of them.Originally posted by lisk View PostActually, it's optional here in Canada too! If they pull you over and catch you without it they even throw in a free ride to jail!!!! Includes a sandwich in the evening and Oatmeal and stale bread in the morning!! The coffee's always fresh though!! And the best news of all.....they'll refinish your bike with asphalt on one side or the other!!
Sorry, it's late, guess I'm getting punchy, or had too much to drink!!??1980 XS1100G
Tulsa, OKComment
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No insurance needed, but the catch is you have to wear a helmet. If you choose not to wear a helmet, you must carry $10,000 medical insurance. For me, $0 per year and I wear a half helmet. Police won't ask for your proof of insurance unless you don't have your lid on.Originally posted by trbig View Post2H7 (79) owned since '89
3H3 owned since '06
"If it ain't broke, modify it"
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Optional Insurance
Oh ya, they're real happy to help you out with that here! For some reason they have absolutely no sense of Ha Ha about it at all! Oh well, what can you do! I think I'll move to the USA! I hear the XS1100's are even faster down there too!! Not to mention our riding season is about 3 weeks up here!!
Excuse me, it's time for another beer! Hiccup!
CamComment
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I pay $6.50 a month, but that's for three bikes. Liability only: XS11, 1970 CB750, 1987 VT1100.
PatrickThe glorious rays of the rising sun exist only to create shadows in which doom may hide.
XS11F (Incubus, daily rider)
1969 Yamaha DT1B
Five other bikes whose names do not begin with "Y"Comment
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Insurance Cost
What the heck??! $6.50 a month!! Wow, you guys are killing me!! I may need to switch to whiskey instead of beer if you keep that up!! Damn that's cheap!
CamComment
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$214 a year here in the highly congested Seattle area. Comp was not an option. I didn't shop a lot, but Progressive offered much better coverage for less money. I'm 55 with nothing on my record. Lots of crazy drivers around here. Gotta be on your toes whether driving or riding.Bothell, WA
1980 XS1100SGComment
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