Ontario Insurance

[hamjam]

Dalton Timmis

[MaximPhil]

Hi Brian,
I am with Dalton Timmis too. Intact Insurance
$1083 per bike. Biggest $ are liability@ 1million and accident benefits which have just been limited again by our government so pay more and get less.
bike is not covered in the event of accident. No restrictions.
XS qualifies as Vintage for about 1/2 the premium but at 2000Km and only to rallies too restrictive for me plus you have to have it appraised and keep it nearly stock.

Ask around insurance companies as your area of residence should be a little less than mine.

Age + years licenced + infractions ofcourse influence the premium.
6 years accident and conviction free plus driver training seems to be the max discount you can get. Loyalty discount usually maxes out at about 6%

Phil

[Rasputin]

You guys in Ontario sure get raped on insurance. PL and PD for a million coverage here in Alberta is $127/yr. Insured 3 this year and got a 3 dollar per bike reduction.

[mack]

Insurance

I have fire, theft, comp and collision on all mine. Costs about $800 a year per bike. No appraisal was required because you can only recover the blue book value. I went through McDougall and I believe the carrier is Travellers. Cheapest I could find.

[MaximPhil]

I have fire, theft, comp and collision on all mine. Costs about $800 a year per bike. No appraisal was required because you can only recover the blue book value. I went through McDougall and I believe the carrier is Travellers. Cheapest I could find.

Hi Mack,
But you are far away from the centre of the universe Those of us within the shadow of Toronto get tarred with the same brush and hosed the extra $$ Mine are over $1000 so something will have to give.
Phil

[dbbrian]

Since I haven't had insurance for a while, its going to cost me even more, I can't get vintage. I could get cheaper, but with liability only.

$1200 - but no restrictions, and covered for value of bike, purchase value for now, but more if I produce an appraisal, and its my car / house insurer, someone who I know is fair when there is a claim.

Oh well, I'll be riding and will soon forget about it!

[hamjam]

mine $1200 hers $5OO insured for everything

[mack]

Big smoke

Phil, Hammy: yes I remember what it was like there. I lived off keele and wilson for four years hated it. Friggin cab drivers driving around on bald tires and no one could speak English much less read it. My heart was in my throat every day I rode there.

[dbbrian]

I used to ride my 350-F in Toronto to school, and I remember how you REALLY have to be on you toes, but that was back in the '80's, can't imagine doing it now.

However, it was a great way to get around in all that congestion

[XS 1100 Rick]

Check out Wawanessa Ins. only $150 per year here in Alberta for my E.

Was a $100 then went up a year later LOL! Shop around you will find a good price for Insurance.

[SS Clift]

My god, you canucks pay a mountain for your insurance.

I insured both mine (liability only, though) for $54/year.

Yes you are right.....us Canucks get screwed royally. It`s known as : extracting the maximum amount before a "rebellion" occurs. Go figure: the last time I checked , a Camaro ....built 3 blocks from the plant in Oshawa, Canada cost
$5K more than then the same car ( also built in Oshawa ) in Hawaii.
If we had some "backbone" like our American friends.....I`m sure that it wouldn`t happen.
PS: This pricing was when the CDN dollar was worth $1.05 American !

[tinman905]

Hi Brian,
I am with Dalton Timmis too. Intact Insurance
$1083 per bike. Biggest $ are liability@ 1million and accident benefits which have just been limited again by our government so pay more and get less.
bike is not covered in the event of accident. No restrictions.
XS qualifies as Vintage for about 1/2 the premium but at 2000Km and only to rallies too restrictive for me plus you have to have it appraised and keep it nearly stock.

Ask around insurance companies as your area of residence should be a little less than mine.

Age + years licenced + infractions ofcourse influence the premium.
6 years accident and conviction free plus driver training seems to be the max discount you can get. Loyalty discount usually maxes out at about 6%

Phil

Hey Phil I use the same Broker but they have me with Aviva I pay $44.74 a month . I know they changed the amount of Liability last year I was paying $55.00 a month.